Experienced Lender- $90,000-$100,000 per Year (Joplin and Carthage MO)

Experienced Lenders Wanted!

We are seeking experienced Lenders to join a dynamic team with one of our clients. The Lenders will be responsible for developing new business, structuring, underwriting, pricing, and documentation of loans, as well as maintaining and servicing an existing portfolio. This position will prepare and service consumer and commercial loans. The Lenders will also be responsible for cross-selling other applicable products and services and handling customer service inquiries.

Duties/Responsibilities:

• Support and promote trust by ensuring consistent and efficient customer service excellence.
• Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk.
• Critically review and analyze portfolios to reduce risk and enhance profitability.
• Work directly with the loan collection area in efforts to collect on past-due loans.
• Sell and cross-sell products and services to personal and business customers, either directly or through referrals.
• Call on potential or existing customers to develop new business relationships and increase or retain existing relationships.
• Participate in outreach activities with assigned customers and target prospects with the objective to acquire new business.
• Comply with laws and regulations governing the lending function.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Perform additional duties as assigned by the supervisor relating to the organization and its functions.

Required Skills/Abilities:

• Thorough knowledge of consumer and commercial products, credit policies, procedures, and terminology.
• Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills.
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities.
• Excellent persuasive and negotiation skills with well-developed sales skills.
• Excellent time management skills with a proven ability to meet deadlines.
• Strong analytical and problem-solving skills.
• Proficient with Microsoft Office Suite or related software.

Education and Experience:

• Bachelor’s Degree in Business, Finance, or a related field.
• Three to five years of lending experience and equivalent progressive sales experience.

Physical Requirements:

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.
• Must be able to travel at times.